我觉得我在23岁做的最好的一个决定就是跟刘睿劼买了人生第一份Participating Life Insurance。我很感谢他带我认识了在加拿大非常实用的这种投资理财产品。同是做理财行业的我来说，在第一次跟刘见面就被他的专业精神留下了深刻的印象。在他身上呢，我感受到了一个理财师的专业素养。我感谢他对我提出的专业问题的耐心和优秀的回答。真心希望他能帮助更多人做人生计划和理财。我的钱交给他，很放心。
Richard Liu is a funny, knowledgeable and resource-able agent in the financial services industry. Most importantly, he has so much integrity than people can imagine. He is always on time and well prepared. In addition, he uses tons of researches to back his analysis, which makes me confidently disclose my personal information to him. Most impressively, I brought a 19-year-old boy to our first appointment. Even Richard realized that the boy might not hire him because the boy doesn't have solid income for now, Richard still conducted enough research, prepared for the presentations and provided valuable insights to manage the boy's wealth. I am confident that Richard will be progressively successful in the industry and hesays, he is willing to see the clients growing with him.
I choose Richard as my financial adviser, not only because he has solid background and knowledgeabout finance industry, and also, he is really passionate about this job. I keep asking same simple questions but all these simple questions never make him run out of patience. His advises are realistic and achievable,and suitable for younger people like me. Besides, he is a very reliable person. He is never late for appointments, and also he reminds me for things I keep forgetting. That's why I trust Richard. :)
I am writing this letter to introduce and refer my friend and financial advisor,Richard Ruijie Liu. Even though I have been knowing Richard for several years,it was still an unexpected moment when I heard that Richard decided to choose financial planning as his long term career. As a Chartered Accountant student who also works in the financial service industry, I am fully aware about the toughness and competitiveness in this industry. However, whenever I approach Richard for a financial advice, he is always prepared and provides me with aproper answer or solution. In addition, I recommend Richard’s service not only due to his profound knowledge in the financial industry but also because of his attitude and kindness to his clients. When I first consulted with Richard regarding my financial needs, Richard explained patiently and thoroughly inregards of the pros and cons between my personal financial goals and the respective strategies to achieve my goals. The discussion was extremely important as it helped me clarify the type of financial product that was suitable for my personal situation. Richard is NOT the typical sales man who tries to earn a commission based on the number of financial products sold. But rather, Richard is a financial advisor who likes to build trusted relationship with his clients and help them build solid financial foundation so that the clients can enjoy a better life. Therefore, I truly appreciate Richard’s dedicated service.
I have known Richard for a long time and I became to know him quite well. I became his client in early 2014, and he is the first person that I consult with when I have needs for financial products. Not only because that he is my friend, but also because I trust his professionalism,his knowledge about financial industry, his characters, and more importantly, his sincerity about helping people. And Richard has not failed me. Through the entire process he has offered great help, I can tell he lived by his principles and he truly cares for his clients. Due to unforeseeable events, I had to go back to China shortly after becoming his client for couple months. He helped me without any hesitation withdrawing money from my investment account. I am sure this may negatively affect his compensation, but he still offered great help. I would not hesitate to recommend Richard to anybody.
As a science background student, a common friend introduced me to Richard Liu during this year Spring time. During the first appointment, I shared my interest in financial planning and stated the currentfinancial situation to him. After patiently listening all my concerns and questions, Richard showed me a power point created by himself for non-financial background people to understand the importance of financial planning with detailed explanations. And then he introduced me all the possible financial products in all aspects based on my personal case. Richard was able to show his sincere consideration for the potential client. Meanwhile, I was impressed by his honesty and outstanding working experiences. These factors made me put full trust on him and CWF Group. I had decided to let him become my personal financial advisor within an hour informational appointment. Afterwards, I had two more appointments with him to choose products and sign contracts under detailedguidance. Richard also was able to follow up with financial products and tellme relevant information in time. Overall, I am very satisfied to have him as myfinancial advisor who has a good attitude to his client and passionate about his career.
I have to say that Richard totally changed the image what I normally thought about 'life insurance'. Unlike other representatives (advisors) who only care about closing the deal soon enough,Richard walked me through every single details, answered all my doubts. And finally came up with the best suitable plan for me and my wife! Now we learned that it's not only about how much we're going to carry away in the future but also feeling secured from the bottom of our hearts for whether worse or better life's treating us. The only thing we can do is be fully prepared when we can! With Richard, I believe that I'm in good hands!
You are very different than other agents I have encountered.You have provided us with many valuable proposals and investment alternatives,and you are a very kind person.